Closed on July 4th!                             Call Us Call today! | (330) 929-3056
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Umbrella Insurance UMBRELLA

Learn about different coverage options that fit your specific needs.

Read More
Motorcycle Insurance MOTORCYCLE

Browse a variety of insurance options in order to find the right one for you.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Recreational Products RECREATIONAL PRODUCTS

Finding insurance doesn't have to be difficult. We do the work for you.

Read More

If you're one of the lucky ones that has that extra-nice, extra-vehicle that you can keep out of the salt and snow in the winter, you'll benefit by reading this article.

At Kelly Insurance, we want you to save the maximum by allowing you the ability to store your seasonal vehicle.  You can reduce coverage or suspend the item entirely by request.  Here are some important things to consider regarding our process and how the Ohio Bureau of Motor Vehicles interprets the insurance requirement for your car.

  • You must continue to insure another vehicle that is assumed to be your primary use auto.
  • Our team will document the change that it is a seasonal removal or layup
  • If a random check for insurance occurs, we will show the documented history of your seasonal removals and subsequent additions of the item
  • The Ohio Bureau of Motor Vehicles determines on a case-by-case basis if your exemption was legitimate.  Kelly Insurance can't be held responsible for decision by the state that could lead to suspensions of your driving privileges
  • It is entirely YOUR RESPONSIBILITY to add the vehicle back on when you return the item to normal use
  • It's important to repeat that last point-- your "season" for your vehicle could begin AT ANY TIME.  It is up to you to both remember that the vehicle is seasonally removed AND remember to ADD COVERAGE BACK ON TO THE ITEM before it is put back into use

Whenever possible, we recommend leaving the vehicle on your policy with all coverage removed except for comprehensive (fire & theft coverage).  This is a very reliable way to prove to the state that the vehicle is suspended only during the off-season.  It still appears on the policy and has some important coverage afforded and without liability protection that is required to drive it.

If you're ready to save some money while your vehicle is hibernating, please reach out to one of our experienced agents today at 330-929-3056.

Posted 12:41 PM

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Facebook
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
© Copyright. All rights reserved.
Powered by Insurance Website Builder