Western Reserve has recently reviewed their Personal Auto and Homeowner rates.  The company greatly values stability in their pricing but loss pressure (the amount needed to pay out claims) indicates the need for a very minor rate increase.  The increase roughly matches inflation at just 3.5% overall.

In addition, they also have added an option for $100 per occurence for Towing and Labor Cost Coverage.  This is an option available on all vehicles with comprehensive and collision coverage.  If you're interested, please let us know.

They are also offering now Trip Interruption Coverage.  For a nominal price, your additional costs incurred for a loss while on vacation (to put you up in a hotel for instance) will be covered.  For more information, please contact your agent.

Finally, Western Reserve will introduce a 10% discount when a policy insures just one vehicle and the policyholder is also furnished a company car (it's like a multi-car discount even though only one vehicle is listed on the policy).  If this situation applies to you, please ask about the Company Car Discount on your Western Reserve auto insurance.

Homeowner rates will change by just 2.0% effective March 1, 2010.  Because that is less than the inflationary rate, we are very pleased. 

This rate could vary a little by customer and risk characteristics but if your next renewal price seems to surprise you (i.e. a 5% increase instead), please let your agent know.  We try our best to review every renewal but we often do that before the next term's price is announced.