Western Reserve has recently reviewed their Personal Auto and Homeowner rates.  The company greatly values stability in their pricing but loss pressure (the amount needed to pay out claims) indicates the need for a very minor rate increase.  The increase roughly matches inflation at just 3.5% overall.

In addition, they also have added an option for $100 per occurence for Towing and Labor Cost Coverage.  This is an option available on all vehicles with comprehensive and collision coverage.  If you're interested, please let us know.

They are also offering now Trip Interruption Coverage.  For a nominal price, your additional costs incurred for a loss while on vacation (to put you up in a hotel for instance) will be covered.  For more information, please contact your agent.

Finally, Western Reserve will introduce a 10% discount when a policy insures just one vehicle and the policyholder is also furnished a company car (it's like a multi-car discount even though only one vehicle is listed on the policy).  If this situation applies to you, please ask about the Company Car Discount on your Western Reserve auto insurance.

Homeowner rates will change by just 2.0% effective March 1, 2010.  Because that is less than the inflationary rate, we are very pleased. 

This rate could vary a little by customer and risk characteristics but if your next renewal price seems to surprise you (i.e. a 5% increase instead), please let your agent know.  We try our best to review every renewal but we often do that before the next term's price is announced. 

Identity theft is the fastest growing crime in the United States.

Western Reserve Group offers Identity Theft Coverage Form (HM 01 25 06 04) for Homeowners policies and they also have an option for Farm policies.  If you'd like to learn a little more about the coverage and what it provides, please contact your agent today.

Western Reserve's People and Service make the Difference

The true value of any insurance company is embedded in the foundation of their claim philosophy.  At WRG, the commitment to "treat each customer in a way that we would like to be treated", is more than a cliché, it is fundamental to the way we do business.

We recognize that an insurance policy is more than a mere financial transaction, it is a commitment of trust and an opportunity to make good on our promise to protect our insured at a time of misfortune.

Our approach to claim handling is simple: Provide prompt and fair claim service, delivered by an experienced staff who are responsive and sensitive to our insureds.

Kelly Insurance Agency, Inc. is a proud affiliate of Western Reserve Group

For over 100 years (and over 35 years partnered with Kelly Insurance), Western Reserve has been an incredibly reliable and stable provider of property and casualty insurance.  Their always competitive pricing and exceptional coverage options are just a bonus to add to their personal and hospitable customer service standards. 

With Western Reserve Group, you won't be treated like a number.  You'll have an agent to provide advice and guidance.  And if you ever need them, you'll talk with a person that will help you efficiently and with courtesy. 

Please take a moment to learn a little more about Western Reserve Group.  And when you're ready to discover how a hometown company (right here in Wooster, Ohio) with traditional values can let you rest a little easier (and with a little savings to boot), please contact one of our agents for a free quote.

 Here is Western Reserve's mission statement: