Company Spotlight

Make sure your young driver is insured!

This should come as no surprise to you -- when your son or daughter turns 16 years old and passes their test for driving privileges, they need to be added on to your auto insurance.  While most policies give a short window of automatic coverage for the new driver, this is more or less just to give you time to get home and pick up the phone. 

There is a cost to insure these drivers.  And you probably understand that until they gain more experience, they are more likely to have an accident.  The cost is predictable and it can increase your payment -- sometimes a significant amount.

If the 'automatic' window closes and the new driver remains unlisted, your company could deny payment.  Please understand that they need to collect the premium for the young driver.  And that they can only provide coverage when they fully understand and accurately price the risk that they are assuming.

If you have questions, please contact your Kelly Insurance Agency, Inc. agent today.

Travelers has just launched a mobile application for Apple iPhone and Blackberry users.  The new mobile tools will provide accident assistant for these smartphone users.

Auto Accident Help on iPhone.  Designed for both Travelers’ customers and non-customers who have just been in an auto accident, the Auto Accident Help application for iPhone is now available through iTunes.

The accident reporting tool is free to download and easy to use. Accident Help is a guide that walks consumers through the steps to take when they are in an accident, and enables users to create and email an accident report, including guidance on what photos to take and what information to record. Additionally, Travelers' customers have the added advantage of starting an auto claim process directly through this application.

Consumers can pre-populate Accident Help with agency contact information.

Quick Connect for BlackBerry smartphones. The Quick Connect application for BlackBerry smartphones is now available for download by visiting m.Travelers.com on your BlackBerry.  With Quick Connect, customers can quickly connect to important Travelers phone numbers and get tips in the event of an auto accident or a home loss. Customers also have easy access to mobile web features such as start a claim for auto or home, find a repair shop and find an agent. Compatible with OS 4.5 and above.

For more information on these new mobile applications, visit travelers.com, or contact your Travelers Sales Executive. We thank you for your business.

One way to avoid sticker shock or buyer's remorse when purchasing a new car is to consider expenses you may encounter down the road.

For instance, experts say that while most people anticipate the purchase price, taxes and registration fees associated with a vehicle, many forget that the insurance they need to protect their vehicle could come with a hefty price tag. Fortunately, there are ways to keep insurance costs down while maintaining the type and amount of coverage a new car typically requires.

To help consumers control car costs—from sticker price to insurance premiums—The Progressive Group of Insurance Companies offers these tips: