Current auto insurance statistics show that pricing will tend to rise gradually over the next two years.  With only a few exceptions, it should pretty much follow inflation. 

Knowing that you have some control over your pricing should make you feel better...

Many companies offer a defensive driver discount.  Typically, the discount ranges from 3% - 5%.  Often, anyone can get the discount.  However, sometimes there are rules that the driver needs to have a good record or needs to be a certain age.

If you are interested in learning more about this discount, please contact your agent.