Kelly Insurance Agency, Inc. has proven time and time again that our customer's needs come first. Utilizing technology, a strong emphasis on quality, and good old fashion work ethic, we've successfully stayed on top of ever-changing business conditions. We maintain an extensive list of insurance companies to ensure that our valued customers can feel confident in our ability to satisfy their needs at the right cost.
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It was recently brought to my attention that a common weed prevention chemical, Imprelis, used by landscapers is causing damage and death to conifers/evergreen trees. The product is being promoted by DuPont as "an environmentally friendly herbicide", but it appears that additional testing will need to be completed to fully understand how this chemical is affecting evergreens and the long term environmental affects of the use of Imprelis.
The product is not available in retail settings, however, it is commonly being used by commercial landscapers and country clubs throughout the U.S. Many commercial landscapers are starting to receive complaints and claims from customers due to death and damage of their trees.
Getting into an accident can be scary, but with the Auto Accident Help app from Travelers, you're not alone.
Auto Accident Help reminds you and your family of the important steps to take in the event of an accident. Anyone can use the step-by-step guide to collect information right at the accident scene and create an accident report. Travelers customers can start their claim at the touch of a button.
To the layperson the term 'vacant' means the same as 'unoccupied.' However, in the world of insurance, they have two very distinct and different meanings.
Insurance companies look upon one term more favorably than the other. The term unoccupied is a temporary lack of occupancy. For example, when a family goes away for vacation, the home is temporarily unoccupied. The furniture, furnishings and personal belongings are still in the home, but the people are gone for a week or so. Insurance companies expect homes to be unoccupied from time to time.
Usually when a family goes on vacation, they have a friend, family member or neighbors look out for the home, water the plants and feed the fish. In other words, the home, although unoccupied, is not abandoned.
IRC: 1 in 5 drivers report texting behind the wheel
Almost one in five drivers in the U.S. (18 percent) reported texting while driving in the last 30 days, according to a new survey from the Insurance Research Council (IRC). Younger drivers were more likely than older drivers to say that they were texting while driving. Forty-one percent of drivers age 25 to 39, compared with only 5 percent of drivers 55 and older, reported texting while driving. Thirty-one percent of drivers age 16 to 24 said they had texted while driving in the last 30 days.
Driver distration was involved in 5,474 fatal crashes in 2009, according to the U.S. Dept. of Transportation, and in approximately 18 percent of fatal crashes, cell phone use was a factor. Using a cell phone or smart phone to send or read text messages is especially dangerous behavior. One recent study suggests that the risk of a crash or near-crash event was 23 times as great for those texting while driving than for non-distracted drivers.
One response to texting while driving is the use of new products and services designed to block individual cell phones or smart phones from sending or receiving text messages while in a moving vehicle. In this survey, IRC found substantial public support for these products and services. Sixty-two percent of drivers thought that blocking services and products is a good or excellent idea, and 53 percent said they would be somewhat or very likely to use such a product or service if it involved no additional cost. Interest dropped sharply, however, if a blocking product or service involved a $10 monthly cost.